Your dental benefits, explained

Many patients want to know if they can use their dental insurance benefits and FSA/HSA for their clear aligner treatment at Impress.

Here are some frequently asked questions we get about dental benefits, FSA, and HSA:

What is FSA?

A Flexible Spending Account (also known as a flexible spending arrangement) is a special tax-advantaged account set up by your employer. Money goes straight in from your paycheck before taxes. You can then use it to pay for certain out-of-pocket health care costs such as:

• Medical care
• Dental visits
• Vision gear
• Childcare

As this money is deducted pre-tax, you don’t pay taxes on it, making a saving. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.

Most FSA plans expire on the first of the year and any funds that were not used do not roll over. To make the most of the funds in your FSA, we recommend patients use it towards their clear aligners.

Contribution limits - FSA

How much money can be in my FSA? FSAs are limited to $3,400 per year per individual in 2026. If you’re married, your spouse can put up to $3,400 in their own FSA with their employer.

What is HSA?

A Health Savings Account is a special personal savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. You need to be enrolled in a High-Deductible Health Plan to have one.

The HSA offers a "triple savings benefit" because the money you put in, the money it earns and the money you use against medical bills are all tax-free. By using untaxed dollars in an HSA to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs.

For the year 2026, you can put up to $4,400 for an individual and $8,750 for a family.

Benefits of a HSA

• Unlike an FSA, with an HSA plan, you can roll over your funds to the following year. 
• Unused contributions will keep accumulating until you need them—plus, balances earn interest or can be invested. 
• The money you put in is before taxes are taken out, lowering your tax amount.
• Whether you change job, retire, the money is yours and can grow over time.

How do you use your FSA/HSA?

First, purchase your Impress clear aligners. Then download your FSA/HSA receipt. You can email our Care Team for an itemized receipt. Then, through your employer, submit your receipt for reimbursement.

How can I leverage my dental benefits?

At Impress, we reimburse up to $2,500 worth of treatment with patient dental benefits that have orthodontic coverage. Not sure if you have orthodontic coverage on your plan? No worries, contact our Care Team to check your benefits coverage.

Ready to use your FSA/HSA or dental benefits? Feel free to reach out to our Care Team who can help you by calling us at 888.490.1421 or scheduling your free consult here.